Terms of Service

Last updated: October 10, 2025

Thank you for using BoringCalc! We built these free financial calculators to help you make informed financial decisions. By using our calculators, you agree to these Terms of Service.

1. About BoringCalc

When we say "BoringCalc", "we", "our", or "us", we're referring to the BoringCalc website and services.

When we say "Services", we mean our free online financial calculators available at boringcalc.com.

When we say "You" or "your", we mean anyone who uses our Services.

2. Service Description

BoringCalc provides:

  • Free financial calculators - No payment required, no subscriptions, no hidden fees
  • 100% client-side processing - All calculations happen in your browser
  • No account required - Use our calculators instantly without signing up
  • No data collection - We don't collect, store, or track your calculations or personal information
  • Educational tool - Our calculators are designed for informational and educational purposes only

3. Calculator Disclaimer

IMPORTANT - PLEASE READ CAREFULLY

The financial calculators provided on BoringCalc are for informational and educational purposes only. The results are estimates based on the information you provide and assumptions built into the calculators.

These calculators:

  • Do NOT constitute financial, legal, tax, investment, or professional advice
  • May NOT reflect your actual financial situation
  • Use simplified formulas that may not account for all variables
  • May contain errors or inaccuracies
  • Should NOT be the sole basis for financial decisions
  • Are provided "as is" without warranties of any kind

We are NOT liable for:

  • Any financial losses or damages resulting from use of these calculators
  • Decisions made based on calculator results
  • Errors, inaccuracies, or outdated information in the calculators
  • Any consequences of relying on these tools

Always consult with qualified financial advisors, tax professionals, and legal experts before making financial decisions.

4. Acceptable Use

You may use BoringCalc for:

  • Personal use - Calculate your own financial scenarios
  • Educational purposes - Learn about financial concepts
  • General information - Understand how different variables affect outcomes

You may NOT:

  • Use the calculators for illegal purposes
  • Attempt to disrupt or damage the service
  • Copy, redistribute, or resell our calculators without permission
  • Scrape or harvest data from our website
  • Impersonate BoringCalc or misrepresent your relationship with us
  • Use the service to provide professional financial advice to others without proper licensing

5. Intellectual Property

All content on BoringCalc, including calculator logic, design, text, graphics, and code, is owned by BoringCalc or our licensors and protected by copyright and other intellectual property laws.

You may not:

  • Copy or reproduce our calculators
  • Create derivative works based on our calculators
  • Use our name, logos, or branding without permission

If you'd like to link to BoringCalc or reference our calculators, please contact us.

6. Limitation of Liability

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

IN NO EVENT SHALL BORINGCALC BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO:

  • Your use of the calculators
  • The information or results provided
  • Financial decisions made based on our calculators
  • Errors, inaccuracies, or interruptions in service
  • Any other matter relating to these Terms or the Services

In other words: You use BoringCalc at your own risk. We're not responsible for any financial losses or other damages that result from using our calculators.

7. Privacy

Your privacy is important to us. We don't collect personal information. All calculations are performed client-side in your browser, and your data never leaves your device.

For more details, please read our Privacy Policy.

8. Changes to These Terms

We may update these Terms of Service from time to time. When we do, we'll update the "Last updated" date at the top of this page.

Your continued use of BoringCalc after changes are made means you accept the updated Terms.

We encourage you to review these Terms periodically.

9. Service Availability

We strive to keep BoringCalc available 24/7, but we make no guarantees. The service may be temporarily unavailable due to:

  • Maintenance or updates
  • Technical issues
  • Circumstances beyond our control

We reserve the right to modify, suspend, or discontinue the service at any time without notice or liability.

10. Governing Law

These Terms are governed by the laws of the United States, without regard to conflict of law principles.

11. Contact Us

If you have questions about these Terms of Service, please contact us at:

Email: info@boringcalc.com

Summary:

BoringCalc provides free calculators for educational purposes only. We don't guarantee accuracy. We're not liable for financial decisions you make based on our calculators. Always consult qualified professionals for financial advice. We respect your privacy and don't collect your data.

By using BoringCalc, you agree to these terms.